Technology and Envoy Mortgage Envoy Mortgage has been voted Top 25 Tech Savvy Lenders by Mortgage Technology Magazine for the past 3 years. Envoy Mortgage has been successful for over ten years because of its people, systems and technology. Here is a sneak peak into our systems: Currently, Envoy uses Avista's Agile system for originating loans. This is a web based platform accessible from any computer with internet access. The files are stored on a server at headquarters and can be accessed anywhere with a web connection, no more need to have a computer with the origination software installed . Agile also has a built in pricing engine. You can upload or enter data into the program and save prospects into your pipeline for later use. Choose a prospect and search for pricing that fits your parameters. Agile will list the pricing for products that fit your loan parameters. You can even view the inneligible products to find out why they will not fit. Image Flow is our online document folder. Accessible 24/7 on the web, and built into Agile. This holds all of your files documents and can be viewed by anyone you share it with. In addition, underwriting uses this folder to underwrite your loan. This is also where your processor does her processing and orders all of the verifications you may need.